Of all of the types of California car accidents, hit-and-run accidents routinely generate the most questions among accident victims. To start, fleeing the scene after being involved in a car accident is against the law. Depending on certain circumstances, a hit-and-run accident can be graded either as a misdemeanor or as a felony. However, regardless of the grading, a criminal prosecution likely will not result in any victims of a hit-and-run accident being provided with compensation for their injuries.
To receive compensation for injuries sustained in a California hit-and-run accident, a motorist may file a claim with the hit-and-run driver’s insurance policy, if he was located by authorities. However, if the driver was not located, an injured motorist can file a claim with their own insurance policy under the underinsured/uninsured motorist clause. It is important for motorists to read their insurance policy closely because there are strict time limits imposed by the policy language that, if ignored, may result in the insurance company denying a claim.
Another important point for California accident victims to understand is that insurance companies routinely deny coverage or offer reduced compensation to accident victims in hopes of settling the case for as little compensation as possible. In these situations, it is imperative that an accident victim consult with a dedicated California personal injury attorney to discuss their case and devise a plan of action to ensure that they receive the compensation they are entitled to obtain.